How long is a cashiers check good for bank of america
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How long is a cashier's check good for wells fargo.
How Long Is a Check Good For?
Checks can make payments inexpensive and easy, but what happens when nobody deposits them?
Cashing a cashier's check over $10,000
At some point, checks go stale. But the obligation to pay still exists, so it’s best to deal with payments as soon as possible.
Checks Written to You
Unless you have a government-issued check or certified check, it’s wise to deposit checks within six months.
After that, you may want to ask for a reissued check. Doing so prevents confusion at the bank and lets the check writer know that you’re ready to collect your money.
How long are personal checks good for if not cashedChecks You Write
Again, six months is a good rule of thumb. If somebody fails to deposit or cash a check you wrote, they may have difficulty negotiating the check after six months. However, you still owe the money, and banks can choose to process the payment.
Note
If you write a replacement or substitute check, it’s wise to request a stop payment on the original check so you don’t pay twice.
How Long Is a Check Good For?
In most situations, a check is good for six months.
But there are several exceptions, and the
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